Coverage has spanned television, print, radio and online media, reflecting the interest generated by enza’s arrival in Ghana following the award of its Payment Service Provider Enhanced (PSP Enhanced) licence by the Bank of Ghana.

The coverage highlighted enza’s plans to build meaningful partnerships with financial institutions and fintechs to deliver our payment technology and financial services infrastructure to the Ghanaian payments market.

In the news

The launch was covered across leading Ghanaian media, by the likes of Daily Graphic, Business & Financial Times, Channel One News, Citi FM, Citi Newsroom, Joy News and MyJoyOnline.

We are delighted to see enza’s arrival in Ghana recognised across the country’s media landscape, and we thank the journalists and media organisations who joined us and helped share the news.

Coverage can be found below.

Business and Financial Times

28th September 2026

(click to read full article)

Daily Graphic

28th September 2026

(click to read full article)

Joy Online

29th September 2026

(click to read full article)

Citi Newsroom

23rd September 2026

(click to read full article)

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The licence represents an important step in enza’s journey in Ghana, enabling us to operate within the country’s regulated payments ecosystem and work directly with financial institutions and fintechs as we build our presence in the market.

Bringing together an exceptional group of leaders from across Ghana’s banking, payments and fintech ecosystem, the evening provided an opportunity to introduce enza to the market, build new relationships and begin conversations about the opportunities ahead.

We were honoured to welcome such an array of distinguished guests. The calibre of the room reflected the depth of Ghana’s financial services ecosystem — and the scale of the opportunity ahead.

A market with ambition

Ghana has established itself as an important financial and technology hub within West Africa, with a financial services sector that continues to evolve alongside changing customer expectations, new technologies and an increasingly connected digital economy.

For enza, entering Ghana represents more than simply expanding into a new market.

Our PSP Enhanced licence provides the regulatory foundation from which we can build meaningful partnerships and deliver our payment technology and financial services infrastructure to the Ghanaian market.

But regulation is only one part of the opportunity.

We believe the most meaningful progress comes through collaboration — working alongside the banks, fintechs, payment networks and other institutions that understand the market, its opportunities and its challenges.

Last night’s event provided an opportunity to begin those conversations and to listen to the perspectives of many of the people helping shape Ghana’s financial services landscape.

Building relationships that matter

Events such as last night’s launch are ultimately about more than introductions.

They are about creating the foundations for meaningful, long-term relationships.

The conversations throughout the evening covered a broad range of perspectives on the evolution of financial services, the opportunities created by technology and the importance of building solutions that can meet the changing needs of businesses and consumers.

We were particularly pleased to have the opportunity to connect with so many of the people and organisations at the heart of Ghana’s financial ecosystem.

The calibre of those in attendance was a powerful reflection of the market we are entering — sophisticated, ambitious and increasingly focused on what comes next.

Looking ahead

Our arrival in Ghana, supported by our newly awarded PSP Enhanced licence, is an important step in enza’s wider journey across Africa.

We believe the continent represents an extraordinary opportunity for innovation in financial services, and Ghana is an important part of that story.

Our ambition is to build lasting partnerships and contribute our expertise to an ecosystem that is already moving forward at pace — helping banks, fintechs and other financial institutions deliver simpler, more connected and innovative payment experiences.

Last night was a celebration of that ambition — but it was also the beginning of something much bigger.

We would like to thank everyone who joined us, shared their perspectives and helped make the evening such a memorable occasion.

Ghana, we’re delighted to be here. And this is just the beginning.

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enza, a leading provider of payment technology and financial services infrastructure, today announced a strategic partnership with Fraudio, the AI-powered fraud detection company, to strengthen fraud and financial-crime prevention for banks, payment companies and financial institutions across Africa.

The partnership brings Fraudio’s advanced artificial intelligence and machine-learning capabilities fully integrated into enza’s platform, giving enza customers access to industry-leading fraud protection through enzaGuard as they develop and launch new payment products and services.

At the centre of the partnership is enzaGuard, powered by Fraudio’s fraud intelligence and machine-learning technology. Fully integrated into the enza platform, enzaGuard’s AI-powered fraud and financial-crime solution provides a cloud-native, real-time fraud detection layer that can ingest signals across issuing, acquiring, transfers, wallets and ATM activity. It analyses transaction patterns, enriched attributes, peer-group behaviour and transaction sequences to generate risk scores in milliseconds, which can be integrated into existing authorisation, 3DS and review workflows.

This pre-integration means enza customers can benefit from sophisticated fraud protection quickly and easily, without the complexity of sourcing, integrating and managing a separate fraud solution. As customers roll out new products and services that enable consumers to make payments and businesses to accept them, enzaGuard provides protection built into the proposition from the outset.

The solution is designed to address emerging threats including account takeover, bot attacks, mule networks and authorised push payment scams, while improving detection, reducing false positives and minimising unnecessary friction for legitimate customers. It also supports merchant-initiated fraud, mule detection and suspicious movement of funds, helping organisations strengthen fraud and broader financial-crime controls through a single AI layer.

Hany Fekry, Group Chief Executive Officer of enza said:
““Fraud is evolving rapidly as digital payments scale across Africa. By integrating Fraudio’s AI capabilities directly into enzaGuard, we can give our customers sophisticated protection as part of the enza platform — quickly, easily and without compromising the payment experience. It is another way we help our customers create richer, more compelling payment propositions backed by the capabilities they need to grow with confidence.”“

João Moura, Founder and CEO of Fraudio said:
“Our mission is to fight fraud smarter by decomplexifying and disrupting the fraud detection industry. Working with enza allows our AI-powered technology to be embedded directly into the payment experience, helping financial institutions across Africa respond to increasingly sophisticated fraud challenges.”

The partnership reflects a shared commitment to making digital payments safer, more trusted and more resilient across Africa, while giving enza customers another valuable capability to support innovation, growth and customer trust.

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The award of the PSP Enhanced licence marks an important milestone for enza, Ghana’s financial services sector, and the continued development of regulated digital payments infrastructure across Africa.

The Bank of Ghana’s licensing and oversight framework has been developed to support a safe, efficient and innovative payments ecosystem. The Central Bank’s framework states that effective payment system oversight is intended to promote the safety, security and reliability of financial transactions, which are vital to monetary and financial stability, while also promoting innovation, competition and financial inclusion in the use of payment products.

Hany Fekry, Group Chief Executive Officer of enza said:
“We are delighted and deeply proud that enza has been awarded a PSP Enhanced licence in Ghana. This is a significant moment for our business and an important step in our mission to liberate the world of payments across Africa. Ghana has long been one of the continent’s most dynamic digital finance markets, with strong regulatory leadership, an innovative financial services sector, and a clear commitment to expanding secure, inclusive and modern payment services. With this licence, enza is well positioned to work with banks, financial institutions and  fintechs to deliver world-class payments technology that is adapted to Ghana’s local market conditions, supports growth, and enables its partners to serve consumer and business customers more effectively.”

enza will enable customers using its technology to differentiate themselves in the Ghanaian market by combining deep African payments expertise with world-class payments technology designed for speed, scalability and local relevance.  The business will launch its innovative payments capabilities with its first customers over the summer months.

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For all this time, we’ve focused on one thing – making it easier for banks and fintechs to offer reliable, locally relevant digital payments, without rebuilding their core systems or compromising regulatory integrity.

As a result:
✅ Banks can better service their customers, and launch new payment capabilities faster, without long, fragile integration cycles
✅ Merchants can accept digital payments that actually reflect how customers pay locally
✅ Payment complexity is absorbed by infrastructure, not pushed onto operations teams
✅ Compliance and innovation no longer have to pull in opposite directions

We’ve learned that payments only work when they are built for the realities on the ground, which means services that respect:
✅ Local payment schemes and mobile money ecosystems
✅ Regulatory frameworks and supervisory expectations
✅ The operational constraints of banks serving real economies, not demos

Over this period, this belief has shaped every design decision we’ve made, from architecture, to deployment models, to how we partner with regulated institutions.

Looking back, what we’re most proud of is not what we’ve built, but the trust placed in us.
✅ Trust from leading African banks who rely on enza as part of their core capability
✅ Trust from partners who operate in complex, highly regulated environments
✅ Trust from talented and committed professionals who have joined the enza team to share in our mission and passion

As we enter our fourth year, our focus remains unchanged, we will continue to build payment infrastructure that:
✅ Strengthens, rather than bypasses, local financial ecosystems
✅ Enables banks to remain relevant in a rapidly digitising economy
✅ Allows businesses of all sizes to participate fully in digital commerce

The past years have validated our belief. The next phase is about scaling it, carefully, responsibly, and with purpose.

Huge thanks to everyone involved in our journey so far. We’re unbelievably excited about the future!

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enza, a leading innovator in African payment solutions, announced today that it has secured a $6.75 million investment in a seed equity round co-led by Algebra Ventures and Quona Capital. This milestone marks the first external funding for enza and will accelerate the company’s mission to “liberate the world of payments for more inclusive, opportunity-led commerce” across the African continent.

enza’s comprehensive payment solutions empower banks and fintechs to provide seamless, locally relevant payment capabilities, including cards, wallets, and real-time payments. The capital infusion will enable enza to strengthen its presence across key markets in Africa, fostering deeper partnerships, and improving responsiveness to the localized needs of its growing client base. 

Founded by payments industry stalwarts, with accomplished careers in both global and African payments, enza is harnessing this market experience, knowledge, and track record to unlock opportunities for its clients in Africa.  The business has already demonstrated the ability to tackle local market problems with innovative payment services that can reduce the cost of digital transactions. 

“We are thrilled to partner with Algebra Ventures and Quona Capital, who share our vision of the potential to transform financial services in Africa through the digitisation of payments,” said Hany Fekry, CEO of enza. “This investment is a strong endorsement of our team, our market-leading services, and our commitment to empowering banks and fintechs to drive financial inclusion across the continent.”

enza are liberating payments across the African continent with the mission to enable more inclusive, opportunity led commerce.  enza empowers African banks, fintechs, and financial institutions with market-leading capabilities and innovation to differentiate themselves in their market.  The enza services reduce the cost of transacting, thereby enabling their clients to profitably serve larger target markets and establish the foundations of broader financial services relationships.

Strategic Partnerships for Growth

The partnership with Algebra Ventures and Quona Capital reinforces enza’s goal to address the challenges and opportunities presented by Africa’s fast-growing, digitally connected population.  With over 60 million underserved SMEs across the continent and a largely underbanked population, enza is already making a significant impact by enabling financial institutions to differentiate themselves and to profitably attract new customers with market relevant products.  

The enza platform provides the foundation for these clients to then cross-sell other financial services products by leveraging the intelligence generated by the underlying data.  Existing client use-cases include the enablement of digital payment options such domestic schemes, real-time payments services, mobile money, and BNPL, alongside the international payment schemes, unlocking value for enza’s customers and Consumers and Businesses in multiple African countries.

“enza is exceptionally well-positioned to transform Africa’s payments ecosystem by delivering the essential infrastructure that banks and fintechs require for success,” said Tarek Assaad, Managing Partner at Algebra Ventures. “The enza leadership team have an impressive track record of starting, growing and exiting fintech businesses across the continent. enza was uniquely capable of hitting the ground running as a pan-African payments player from the outset and is experiencing remarkable growth across its product offering. We are delighted to support the team on their exciting journey.”

“Quona is excited to support this experienced team on its journey to have a significant impact driving financial inclusion through seamless access to digital payments for banks, fintechs, and ultimately the SMEs they aim to serve,” added Johan Bosini, partner at Quona Capital.

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About enza

Founded by a team of seasoned payments industry experts, enza is committed to delivering agile, innovative, and secure payment solutions designed specifically for Africa’s unique challenges. With headquarters in the UAE and operations across Egypt, Nigeria, South Africa, and other key markets, enza is helping banks and fintechs unlock new opportunities for growth and inclusion.

About Algebra Ventures

Algebra Ventures is a tech-focused venture capital firm that partners with bold and resilient founders building transformative companies in Egypt, and across the African continent. Algebra raised its first $54M fund in 2016 and its second $100M fund in 2022 from a diverse investor base including international DFIs, governmental institutions, corporate investors and family offices. Among the most experienced venture investors in the Middle East and Africa, Algebra has backed some of the most notable startups in Egypt that have become category leaders in their markets. 

About Quona Capital

Quona is a leading global venture capital firm dedicated to investing in innovative technology companies that drive financial inclusion and economic opportunity in emerging markets. With a focus on Africa, the Middle East, Latin America, India, and Southeast Asia, Quona partners with visionary entrepreneurs building scalable solutions for consumers and SMEs. The Quona team brings deep fintech expertise and hands-on experience across both emerging and developed markets, backing businesses that drive financial inclusion while delivering strong financial returns. Learn more at quona.com.

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By integrating Entersekt’s Context Aware™ Authentication into the enza technology suite, we empower banks to combat fraud with advanced, multi-factor authentication including OTP, biometrics, and risk-based authentication all within the 3-D Secure ecosystem.

This partnership enables us to offer banks, issuers, acquirers, and merchants:

• Seamless, real-time authentication across multiple channels
• A single API for a unified, interoperable security framework
• Regulatory compliance with future-proofed fraud prevention
• Frictionless user experiences without compromising security

Whether integrated into a comprehensive payments solution or as a standalone service, Entersekt’s authentication technology ensures the highest level of protection against fraud, scaling effortlessly with business needs.

At enza, we’re committed to simplifying payments and fostering financial inclusion across Africa. This partnership is another step in our mission to enable secure, efficient, and inclusive digital commerce.

Let’s shape the future of secure, seamless payments together!

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We’re delighted to announce that enza have been selected for Cohort 3 of the Visa Accelerator Program – Africa.

This groundbreaking initiative connects Africa’s brightest minds with experienced mentors, cutting-edge technology, and unparalleled investment opportunities.  

We are excited to work alongside Visa and the other participants to disrupt the industry, revolutionize finance, and make a positive impact on the ecosystem.

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By partnering, the organisations aim to tackle two problems that have inhibited the growth of businesses across Africa, and in doing so, accelerate financial inclusion:

1. Transformation of the payment acceptance landscape – enza will harness TerraPay’s unrivalled connectivity into over 2.1 billion mobile wallets globally, facilitating the acceptance of these wallets alongside other domestic and international payment brands both online and in-person
2. Simplifying cross-border payments for businesses in Africa – millions of businesses in Africa struggle to make or receive cross-border payments in a timely and cost-effective manner, a problem that will be addressed through leveraging TerraPay’s access to >7.5 billion bank accounts, >2 billion wallets, and over 6 million cards, globally

Commenting on the partnership, enza Executive Director Andrew Key said, “We are thrilled to find an internationally renowned partner in TerraPay. enza is delighted to be able to incorporate TerraPay’s capabilities into our propositions being delivered to many of Africa’s leading banks. We are particularly excited about the role the partnership will play in transforming the experience of businesses across Africa, bringing many of them into the formal financial ecosystem for the first time”.

Ani Sane, Co-founder and Chief Business Office at TerraPay, commented,

“The enza leadership’s track record and depth of their relationships across Africa are unparalleled, so combining their market reach and services with our money movement network makes us very optimistic about the future of this partnership. This will be a further step towards enabling true financial inclusion, by empowering transactions that can change lives, irrespective of the size or volume.”

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We’re grateful that 500 Global & ITIDA Egypt have placed their faith and investment in us. 500 Global is a venture capital firm with $2.4 billion¹ in assets under management that invests in founders building fast-growing technology companies. The 7 weeks of learning and development alongside an amazing group of founders and leaders will be an exciting part of enza’s journey.

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