Acceptance Services
Modular by design. Integrated by nature.
enza delivers a unified acceptance and acquiring ecosystem designed for banks, acquirers and payment providers operating in complex, multi-rail markets. From in-person and online acceptance to acquiring processing and ATM services, our platform provides full control, scalability and governance.
Modular by design. Integrated by nature.
stModular by design. Integrated by nature.



Online: Conductor payment gateway
enza Conductor is a flexible, API-first payment orchestration platform delivering:
- Merchant onboarding & integration options
- Multi-rail online acceptance
- Smart routing & cascading capability
- Tokenisation & recurring billing
- Risk management & decline optimisation
- Embedded settlement & billing management
Built to operate standalone or integrate into an existing acquiring environment.
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In-person: enzaPay platform
enzaPay is a turnkey, device-agnostic acquiring ecosystem delivering:
- Payment application
- Merchant portal
- Administrative & management portal
- Switching & orchestration capability
- Multi-rail acceptance
- Value-added services enablement
Built to operate standalone or integrate into an existing acquiring environment.

Acquirer processing
Acquirer Processing is a resilient, end-to-end transaction processing platform delivering:
- Real-time authorization across POS, eCommerce and ATM
- Scheme & domestic switch connectivity
- Intelligent routing & transaction orchestration
- Clearing, settlement & billing management
- Interchange & fee configuration
- Chargeback & dispute workflows
- Automated reconciliation & reporting
Built to operate as a full-stack acquiring engine or integrate seamlessly into an existing processing and core banking environment.

ATM acquiring solutions
We give you everything you need to enhance cash availability for your customers and provide them with seamless delivery of ATM products and services.
You’ll benefit from reduced expenses, and increased revenue and efficiency, all while delivering a first-class consumer experience across your ATM network.








