Risk Management and Transaction Security Solutions
End-to-end protection for you and your customers
End-to-end protection for you and your customers
enza’s multi-layered risk and fraud management solution secures all your banking channels – payment, digital and data – providing the fullest protection to you, your merchants, consumers and third-party providers. Available as a standalone service, or in conjunction with our consumer and merchant payments solutions, we tailor our service to your unique business needs and risk appetite.
3DSecure
Our account protection tool comes with a pre-integrated suite of industry-leading authentication options and delivers leading transaction success rates. The tool supports global schemes and offers merchants world-class speed, with better than industry-average processing times. enza’s 3DS solution scope covers the full payment journey:
- Pre-integrated Authentication
- Orchestrated User Journeys
- Risk-based authentication
- Access Control Server (ACS)
- Multifactor Authentication (Biometric authentication)
- Mobile App ID
Risk-based authentication
Our secure, compliant SaaS ensures you accept payments with confidence:
- Enable advanced risk decisioning with real-time risk scores
- Identify high risk transactions with real-time analysis of cardholder purchasing behaviour, transaction data, and device parameters
- Protect your users against automated attacks and identify account take-over attempts in real-time
- Our easy-to-use web application makes case management, list management, and rule management fast and simple – create your own rule-set to reflect the risk appetite of your organisation and your customers
- Manage risk clearly with our configurable authentication policies: frictionless for low-risk, challenge for medium-risk, and decline for high-risk interactions.
Biometric authentication
Eliminate the risks of phishing, password theft and replay attacks. We give you the latest in biometric authentication for even faster, more effective protection:
- Enable biometric authentication on all major browsers
- Support both app-less and password-less implementations, with no need for a mobile app for authentication
- Support roaming hardware authenticators and on-device authenticators like fingerprint scanners
- Facilitate passkeys, the new standard in authentication driven across Google, Apple and Microsoft
- Offer digital transaction signing that supports non-repudiation.
