Multiple card and wallet options
We issue and process all physical and virtual cards – including for single use – quickly, easily and securely at scale. From debit, credit and Islamic credit cards, to bespoke fleet, gift and corporate cards, and prepaid transportation and multi-currency cards, we offer options to suit every customer.
Issuing of all types of cards:
- Single or multi account debit cards
- Credit or Islamic credit cards, corporate cards
- Virtual or physical prepaid cards
- Single or multi-currency prepaid cards
- Transportation, fleet & gift cards
- Creation and hosting of consumer wallets using your brand
Issui9ng
Industry leading risk and fraud management
Protect your customers and manage business risk with full transaction monitoring, fraud screening and tokenisation options. We embed end-to-end encrytion at every level to ensure secure data exchange and complete payment protection.
The solution offers numerous protective measures that can make immediate difference. By giving financial institutions the tools to quickly respond to new fraud schemes by developing and configuring new fraud prevention rules, they are much more likely to be successful at reducing illegal activity.
Support all major payment schemes
We give you the ability to compete effectively in a crowded market by supporting all global and local payment types, with the creation of close-loop (private) schemes if needed.
Fully customisable, fully supported
Our platform provides payment solutions that support issuers and consumers across Africa. enza solutions are fully customisable, adapting and integrating easily with your individual systems, unique market demands and country-specific regulations and platforms. All complimented by your own named enza relationship manager. Individual components of the consumer solution can also be utlilised on a standalone basis.
Reporting, reconciliation and real-time data insights
Full reporting and automatic reconciliation capabilities simplify your processes and reduce your overheads.
Set your own parameters with easy-to-use customisable dashboards to tailor reports, and monitor and analyse transactions at granular level.
Data-rich sales analytics give you full real-time visibility of how and where your customers are spending to enable faster, more informed decision-making across your business.
Reports for all audiences – our platform generates reports to serve all audiences, including IT operations and commercial teams. Reports can be generated on an ad hoc basis, along with scheduled daily, weekly, monthly, quarterly or annually and are reflected in live dashboards.
Tokenisation
Turn your cards into tokens for a cost-effective and secure solution to protect customer card information. Our tokenisation options give your customers better, easier ways to pay by enabling mobile wallet capabilities, one-click payments, subscription billing and recurring payments.
Automated case dispute management
Track and resolve disputes faster whilst lowering your costs and enhancing your consumer customers experience. We offer an outsourced chargeback solution, assuming full control of your dispute cases and freeing your teams to concentrate on your core business.
Chargeback features – issuer service
- Transaction investigation through interrogation of the transaction log file
- Create chargeback (if required)
- Create pre-arbitration /precompliance
- Provide payment scheme with disputed transaction history on any account referred to payment scheme for arbitration
Enhance your customer experience
Give your customers a smooth digital experience and increase customer retention with our range of value-add services, from loyalty and rewards programmes, to pay by installments, instant notifications and digital PIN creation.
Integration
The enza platform has already been integrated into all of the major Core Banking platforms and Switch providers operating in Africa. By leveraging our comprehensive suite of API’s, we take care of all integration activity, be that internally to your existing platforms, or into external national infrastructure as required by your local regulators.
